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Payments Journal 07/02/2020 15:00
In what is considered a knee-jerk reaction to Facebook’s Libra and China’s stated intent to deploy a digital currency, the Senate Banking Committee had hearings to ponder a U.S. response. This comes after a stimulus proposal called the Automatic BOOST to Communities Act (ABC Act) proposed the Federal Reserve create “FedAccounts,” or “Digital Dollar Account […]. .
Payments Journal 07/02/2020 14:00
Mercator Advisory Group’s view of the LAC market almost a year ago anticipated Mexico’s plan to embrace the sizable unbanked market through its Cobra Digital program (CoDi) was ambitious but perhaps too optimistic. To follow in the footsteps of India and China and modernize payments, the Mexican Reserve Bank planned to issue every citizen a free […]. .
Payments Journal 07/02/2020 13:00
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left corner of your screen to receive notifications as soon as the episode publishes. Data for today’s episode is provided by Mercator Advisory Group’s report –North American PaymentsInsights, U.S – Subscription Services and Bill Pay: Card Payments Dominate Checks and […]. .
Payments Journal 07/02/2020 11:00
This release comes from the Enverus site and announces a new solution called OpenInsights. Enverus is a 2019 startup based in Austin that specializes in data, software, and insights focused on the energy industry, delivered through a SaaS platform. The solution is targeted for service and supply companies in this embattled sector, and provides analytics […]. .
Payments Journal 07/01/2020 16:28
PSCU, the nation’s premier payments credit union service organization (CUSO), today announced that it has completed the acquisition of the Primax business from T.K. Keith Company, Inc. Terms of the transaction were not disclosed. Based in Wakefield, Mass., Primax has been designing and providing support services for payment card programs for credit unions and community […]. .
Payments Journal 07/01/2020 16:22
InComm, a leading payments technology company, has announced the launch of the American Express® Virtual Reward Card, a flexible solution for any rewards program. The American Express Virtual Reward Card is a tool designed to assist businesses in engaging customers or rewarding employees. With this digitally delivered prepaid reward card, recipients can access their rewards […]. .
Payments Journal 07/01/2020 11:00
The Consumer Financial Protection Bureau, a quasi-federal agency, was born from the Great Recession. Since its founding, it helped reduce deceptive trade practices, increased financial literacy, and studied the pain points of consumer lending. To keep the organization independent, its structure was set up differently than many other programs, until yesterday’s Supreme Court decision. NPR Reports: […]. .
Payments Journal 07/01/2020 10:00
Cash is quickly becoming an archaic concept, and in the future, so too will the little plastic cards in our wallets we swipe to pay for nearly everything today. It’s true that online payments have traditionally been inextricably linked to advancements in e-commerce, as brick-and-mortar has gradually declined and consumers have been spending more online. […]. .
Payments Journal 07/01/2020 09:00
Even before COVID-19 started to spread, dispute management had become an important aspect of the payments industry. When a consumer contests a transaction, the mechanism for resolving the chargeback can make a considerable difference in the company’s operating costs and reputation. But with the pandemic disrupting entire industries and changing the way consumers transact, dispute […]. .
Payments Journal 06/30/2020 14:00
This article in Texas A&M Today examines recent research into how the pandemic has increased robot usage. In most cases, the robots were already developed but not widely accepted—but that’s changed as the pandemic has made the robot advantages far more obvious and important. Robots in hospitals are gathering patient vital signs, disinfecting halls and rooms, […]. .
Payments Journal 06/30/2020 12:00
What are the odds on Las Vegas casinos going cashless? Looks like better than even right now if the COVID-19 health and safety precautions prevail. Gaming regulators and the industry itself has green-lighted looking into mobile apps and digital wallets, something that sports betting venues have successfully implemented. Casinos will find major savings if they […]. .
Payments Journal 06/30/2020 10:00
Today, FinTech makes a substantial contribution to the process of handling financial flows. With the right selection of technologies, it is possible to improve financial services and optimize expense planning. Before you invest, it is quite crucial to identify current trends, understand patterns better, and then select the well-suited programming language for your project. Mobile […]. .
Payments Journal 06/30/2020 09:00
By forcing people across the nation into unemployment and shattering the profitability of individual companies and entire verticals, COVID-19 has sent the United States into an economic recession unlike any before. Consequently, credit card portfolio management has become more critical than ever. To learn more about how COVID-19 has impacted the credit card space and […]. .
Payments Journal 06/29/2020 11:30
This Crypto Mode article identifies four companies, Curve, Pockit,Crypto.com, and ANNA Money, that have been crippled by the Wirecard fiasco; but there are many more than just these four. Fintechs offering card services to its customers through Wirecard will be facing very hard times. Here’s additional coverage from the article: “Trouble is never far away in […]. .

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