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247 results 12/12/2019 12:00
Driving Statistics for the Prairie State The Prairie State is the 6th largest state by population. Its land locked nature makes it the 3rd largest state measured by total lane mileage from highway statistics 2018. As a result, Illinoisans find themselves driving a lot. Year: 2017 Statistics (totals) Crashes 311,679 Miles Driven 107,369 Fatal Crashes […]. . 12/05/2019 12:00
Driving Statistics for the Sunshine State Driving in Florida can be quite dangerous. As you could imagine, the 3rd largest state measured by population, averages over 1,100 crashes per day. Needless to say, you need to keep your head on a swivel while driving through the Sunshine state. Year: 2018 Statistics (totals) Crashes 402,592 Driving […]. . 12/03/2019 12:00
For certain small businesses—many sole proprietors and owners of pass-through entities— the new Tax Cuts and Jobs Act that went into effect tax year 2018 was good news: a 20% deduction for qualified business income (QBI). The new tax law includes additional rules within the pass-through deduction qualification for specified service trade or business (SSTB). […]. . 11/27/2019 12:00
What Is Fiduciary Liability Insurance? Fiduciary liability insurance, also known as management liability insurance, is a type of business insurance coverage that is intended to protect businesses and employers against claims resulting from a breach in their fiduciary duty. What Does It Cover? Fiduciary liability coverage protects plan fiduciaries against claims alleging that they mismanaged […]. . 11/26/2019 12:00
Vaping has quickly grown in popularity throughout the world, with estimates showing from 7 million vapers in 2011 to 25 million in a few years. After being sold for more than ten years, it wasn’t until 2019 that reports of lung illnesses tied to e-cigarettes, or vapes, suddenly began appearing with alarming frequency. Until the […]. . 11/19/2019 12:00
Roth 401k vs 401k: Which is Best for You? When you’re faced with whether you are better off contributing to Roth 401k vs 401k, it comes down to a few differences that can make a big difference in your retirement. The Basics Traditional 401(k) and Roth 401(k) are options for workplace retirement savings, and employers […]. . 11/13/2019 12:00
Loss Ratio and Combined Ratio Definition The loss ratio in insurance is the ratio of total losses incurred (paid and reserved) in claims plus adjustment expenses divided by the total premiums earned. The combined ratio is calculated by taking the sum of incurred losses and expenses and then dividing them by the earned premium. Both […]. . 11/07/2019 12:00
What is it with allergies? As an adult, you’re fine one day and not the next. What causes allergies to kick in, when you’ve gotten this far in life without them? Research shows adult onset allergies are common, and the numbers are growing. Knowing why is the part that still eludes us. What Are Allergies? […]. . 11/06/2019 12:00
What Is State Minimum Car Insurance? State minimum car insurance is the requirement for each state by law for their residents. It normally includes bodily injury liability, property damage liability, personal injury protection and uninsured/underinsured motorist protection. Each state mandates specific minimum requirements. You need to meet or exceed your state’s minimum coverage to drive […]. . 11/05/2019 12:00
7 Tips To Prevent Distracted Driving Often, when we hear the term “distracted driving,” we think of teens on cell phones. And this mental image is not surprising since the majority of crashes involving teenagers revolved around distracted driving and more than 85 percent of today’s teens have a cell phone. It’s a natural conclusion […]. . 10/30/2019 12:00
Filing insurance claim is a process to get a payout from your insurance carriers when you are involved in an accident or something bad happens. Each state has laws that govern the process, so contact your state insurance department if you have any questions or your are not being dealt with fairly. There are some […]. . 10/29/2019 12:00
Open enrollment for the 2020 Marketplace for health insurance is here, running from November 1 through December 15, 2019. You’ll need to enroll by December 15th to secure coverage, which will begin January 1, 2020. Are You Ready for Obamacare Open Enrollment 2020? If you aren’t receiving health insurance coverage through an employer or another […]. . 10/23/2019 12:00
Insurance Myths Debunked Misinformation in insurance field is not uncommon. When purchasing car insurance policy, it is necessary to understand the real factors that affect your premium costs and coverage. Today we debunk 5 common insurance myths you may hear to help you get the best value for your car insurance budget. Myth 1 – […]. .


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