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Payments Journal 01/22/2020 12:30
Another early member of Libra, Vodafone, has pulled out. This follows the departure of PayPal, Visa, Mastercard, and Stripe. Vodafone states that it will throw its support behind M-Pesa to support financial inclusion while Libra claims its governance structure will enable it to endure regardless. Any statement about Libra governance would be easier to accept […]. .
Payments Journal 01/22/2020 11:30
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left corner of your screen to receive notifications as soon as the episode publishes. Data for today’s episode is provided by Mercator Advisory Group’s report – 2019 U.S. PaymentsInsights – Credit Cards: Still the Card of Choice. Usage doubled for online […]. .
Payments Journal 01/22/2020 09:00
Understanding the payments industry in the U.S. can be a complex endeavor. The landscape is a crowded place, comprised of thousands of banks, credit unions, fintechs, and other organizations that offer a variety of products and services tailored to different aspects of the payment experience. Then there is the issue of compliance. Companies must obey […]. .
Payments Journal 01/21/2020 16:37
J.P. Morgan continues to expand its Commercial Banking business with senior appointments to the Corporate Client Banking & Specialized Industries (CCBSI) team in Japan. This new team, part of the Commercial Bank division at JPMorgan Chase Bank, N.A., Tokyo Branch, will serve Japan-headquartered companies, from mid to large corporates, with access to leading financial capabilities, […]. .
Payments Journal 01/21/2020 10:54
ZipLine announced yesterday that enrollments on its payment and loyalty platform grew over 55% in 2019, reflecting rising consumer demand for personalized rewards and debit payment on a single card or app. ZipLine processes over six million transactions a month for clients including convenience retailers such as Speedway, 7-Eleven, Irving and Circle K, saving operators […]. .
Payments Journal 01/20/2020 09:00
For years, metal cards were a symbol of high-end luxury, limited to expensive membership programs with rewards that catered to the affluent. Thanks to greater production innovation in the design and feel of metal cards, as well as more dual interface metal card solutions, many banks and other card issuers are looking to cash in […]. .
Payments Journal 01/18/2020 10:00
Now that Black Friday, Small Business Saturday and Cyber Monday are all in our collective rear-view mirrors, welcome to America’s newest shopping holiday — and this one may be the most consumer-friendly of the bunch. This Saturday will mark the first-ever National Use Your Gift Card Day, a nudge to consumers to “Celebrate the Present” […]. .
Payments Journal 01/17/2020 13:30
Last week, we reported that Sezzle’s ability to lend in California was over as the California Department of Business Oversight rejected their lending license application. The decision has since been reversed, as Reuters indicated this morning: The California Department of Business Oversight (DBO) initially rejected Sezzle’s license application last month after calling out the firm […]. .
Payments Journal 01/17/2020 13:00
One of the biggest hurdles in the adoption of mobile payments is consumer comfort. That is to say, in order for consumers to adopt digital payments there has to be a level of trust, familiarity, and acceptance of digital payments that will entice consumers to use digital methods over older, more “engrained” methods. In fact, […]. .
Payments Journal 01/17/2020 10:00
Likely as a continuation of its expansion into security markets, as with Visa ID Intelligence, Visa has invested in Very Good Security (VGS). VGS has a long history of developing strong encryption technologies and has leveraged that encryption of data communications into a SaaS platform. The VGS website describes the advantages of this platform as […]. .

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